In today’s increasingly complex business environment, employing human capital can be overwhelming to keep up with for companies of every size. BCG works with companies with just a few employees to organizations with thousands of employees.

Business Succession & Continuation

Buy-Sell Agreements

Compensation Plans

Life Insurance and Disability

Wealth Management

A Better Way for Business And Executives To Employ
Executive Benefits
Today’s executives face a far more complex and risk-filled business environment than in the past. More than ever executives must rely on trusted advisors for a wide range of specialty services including:

Asset Accumulation and Preservation
Investing
Financial Planning
Retirement Planning
Cash Flow and Debt Management
Estate Planning
Education Funding
Charitable Giving
Personal and Business Insurance
Risk Management
Business and Personal Consulting

These are to name just a few of the areas where executives might seek specialized advice and services. At BCG, we learned that there is a better way—a smarter way to secure your financial future. One that reduces or eliminates overlaps in services and their associated cost, and ensures that all of the components of an executive’s “life plan” mesh perfectly and efficiently together.

Our clients told us that they preferred to work with fewer advisors. They wanted to simplify their lives, not add complication. We listened. Realizing that executives are inextricably linked to their ability to earn an income—whether from their jobs or their businesses—we assembled an unrivaled group of experts under one roof to serve their needs.

The Premier Advantage™ Is Yours With BCG
What you typically don’t find with other executive benefit firms is the ability to take the broadest view of your business and individual needs as well as your risk exposures. BCG, along with its affiliates Bailey, Haskell and LaLonde (BHL) and Workplace Health Solutions (WHS), combine to offer you one of the most comprehensive portfolios of business and individual services in areas that can impact your planning including:

Employee Benefits
Human Resources Services and Consulting
Risk management Services
Commercial Insurance
Individual Insurance
Business and Individual Financial Services

Executive Benefits and Insurance Management
The use of sophisticated insurance instruments plays a key role in executive benefit planning. Employers can use insurance to offset the cost of attracting and retaining the best and brightest talent. Business owners can use a multitude of insurance products to secure talent, replace a key executive, ensure their companies will not be damaged by the loss of an owner, or to fund extraordinary events such as buying out one or more owners. Individual executives can use insurance to protect their income and savings, and to offset financial risk in their daily lives.

The insurance marketplace in recent years has changed dramatically. Lower than expected interest rates and investment returns have made many policy illustrations woefully inaccurate and difficult to evaluate. At the same time, the marketplace has become much more competitive in product design, pricing and underwriting.

This has caused problems for business and professional advisors and corporate trustees overseeing sophisticated insurance programs. It has also added to the confusion and complexity facing busy executives as they attempt to assemble sound retirement plans. BCG advises a thorough review of all current insurance plans and policies to ensure that they are still meeting your goals and objectives.

BCG’s unique group of specialists and consultants simplify the process and give you peace of mind that your executive benefits program is properly constructed and stays that way.

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