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Plan Consulting Services

  •  Employee Benefits
  •  Executive Benefits
  •  Human Resources
  •  Qualified Retirement Plans

  • In today’s increasingly complex business environment, employing human capital can be overwhelming to keep up with for companies of every size. BCG works with companies with just a few employees to organizations with thousands of employees.

  •  Daily Valuation
  •  Employee Education & Communication
  •  Plan Consulting Services
  •  Plan Design & Administration
  •  Plan Investment Services

  • BCG Is Your Trusted Source For Retirement Plan Consulting Services
    BCG provides substantial services to companies that are planning to design a new retirement plan for their businesses. We also provide in-depth analysis and consulting services to organizations that are experiencing recurring problems with their existing plans or simply want to learn if their plans are keeping pace with current regulations and investment options.

    Significantly, many plans that have been in place for a long period of time may no longer meet current compliance requirements, putting the plan fiduciaries and potentially key executives at risk.

    The Employee Retirement Income Security Act (ERISA) requires that fiduciaries of employee benefit plans administer and manage their plans prudently and equitably for all participants. This can be a considerable challenge when there are many participants and a high volume of changes throughout a plan year, presenting potential problems including:
    • Plan loan issues
    • Section 415 failures
    • Actual Deferral Percentage test (ADP) and the Actual Contribution Percentage test (ACP) failures
    • Inadvertent exclusions of covered employees
    Is Your Plan Keeping Pace?
    BCG retirement plan specialists conduct comprehensive independent analysis of your plan to determine whether your plan is in compliance with current laws and regulations and if plan reporting is up-to-date. Our consulting services include:
    • Review of your current plan documents
    • Review of investment alternatives
    • Recommendations for most effective investment vehicles
    • Review of available plan types and cost analysis
    • Review and comment on available plan features
    • Current laws and regulations review and impact analysis
    • Analysis of plan expenses including cost of investment options
    • Assist with IRS and DOL audits
    • Plan amendments, terminations and mergers
    Attracting and retaining the very best employees is a high priority for many companies in today’s competitive marketplace. Employee benefits and well designed pension and retirement plans have become critical components in securing top talent. BCG’s in-depth knowledge of every type of plan structure, the tax consequences of each, current laws and regulations, and our expertise in structuring complex compensation programs, provides you an advantage whether reviewing your current plan or undertaking the design of a new plan.
    Securities offered through Cadaret Grant & Co., Inc. Member FINRA/SIPC.
    Oneida Savings, BCG, BHL, WHS, and Cadaret Grant are separate entities.
    Not FDIC insured. No bank guarantee. May lose value.

    Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, the information at this site is intended for individuals residing in states where we are currently registered. We are registered to sell securities in the following states: NY, NJ, FL, GA, MA, VA, OH, PA, CT.


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