In today’s increasingly complex business environment, employing human capital can be overwhelming to keep up with for companies of every size. BCG works with companies with just a few employees to organizations with thousands of employees.

Daily Valuation

Employee Education & Communication

Plan Consulting Services

Plan Design & Administration

Plan Investment Services

Participant-Directed Plan Investment Services
According to the U.S. Employee Benefits Security Administration (EBSA), it is well documented that American workers are not saving enough for their retirement. EBSA also points out that the majority of employees who do enroll in their employers’ defined contribution pension plans, leave their accounts in such conservative investment options that they are not likely to generate in sufficient savings for a secure retirement.

Significant improvements can be made in plan participation and retirement savings success for both the employee and the highly compensated owner or executive.

More Options Mean Fewer Investment Decisions
It might seem counterintuitive but plan participants are easily overwhelmed when faced with choosing from more than 10,000 mutual funds including equity funds (stocks), fixed income funds (bonds) money market funds and a host of other investment vehicles. Participants’ inability to properly research and evaluate all of the available options often results in taking no action at all, preferring instead to put their money in ultra conservative funds such as a stable value fund.

BCG’s defined contribution plan and investment specialists take the time to fully understand your business goals before designing your plan. We then sort through the thousands of options to build an investment menu that will make it easy for you and your employees to choose from. In addition, our pension experts can structure a variety of unique features to increase your opportunities for investing success including:

Alternative investment fund platforms including open architecture arrangements
Individual brokerage accounts
Professional money managers

Securities offered through Cadaret Grant & Co., Inc. Member FINRA/SIPC.
Oneida Savings, BCG, BHL, WHS, and Cadaret Grant are separate entities.
Not FDIC insured. No bank guarantee. May lose value.

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