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Health Insurance

  •  Financial Planning
  •  Life and Health Insurance
  •  Wealth Management

  • Benefit Consulting Group (BCG) is a full-service investment advisory firm offering you highly customized and sophisticated financial advice, investment solutions and brokerage services to help you meet your financial goals and objectives.

  •  Disability Insurance
  •  Health Insurance
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  •  Life Insurance
  •  Long-Term Care

  • 62% of U.S. Bankruptcies Are Due to Medical Bills
    A recent study (2007) release by the American Journal of Medicine found that over 62% of all bankruptcies in the U.S. were a result of crushing medical bills. The study also showed that 92% of people who were forced to file for bankruptcy owed more than $5,000. More importantly, most of these unfortunate people were well educated, owned homes, had middle-class occupations, and more than 75% had health insurance!

    Itís clear that many families need extra protection from the possibility of a financially devastating injury or illness.

    Affordable Health Insurance Is Available
    If youíre struggling to find good health insurance coverage for you and your family because your employer doesnít offer adequate insurance to meet your needs, doesnít offer health insurance, youíve recently been laid off, or youíve recently retired, talk to a BCG benefits specialist. We are independent and free to work on your behalf to find the best available insurance options. We also offer a number of innovative solutions that are available to you directly or through your employer.

    BeneVantage™ from Benefit Consulting Group offers a comprehensive portfolio of affordable alternatives for: BeneVantage™ offers the flexibility of choosing the types of protection that are right for you by either purchasing them directly through BCG or through your employer (ask a BCG Benefits Specialist how your employer can take advantage of the benefits available from BeneVantage™).
    This is a general description of the available coverages and is not a statement of contract. All coverages are subject to policy provisions and applicable endorsements. Life insurance products are available through our affiliate company, Benefits Consulting Group.

    Securities offered through Cadaret Grant & Co., Inc. Member FINRA/SIPC.
    Oneida Savings, BCG, BHL, WHS, and Cadaret Grant are separate entities.
    Not FDIC insured. No bank guarantee. May lose value.

    Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, the information at this site is intended for individuals residing in states where we are currently registered. We are registered to sell securities in the following states: NY, NJ, FL, GA, MA, VA, OH, PA, CT.


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