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Fee-based Asset Management

  •  Financial Planning
  •  Life and Health Insurance
  •  Wealth Management

  • Benefit Consulting Group (BCG) is a full-service investment advisory firm offering you highly customized and sophisticated financial advice, investment solutions and brokerage services to help you meet your financial goals and objectives.

  •  Investment Research and Consulting
  •  Fee-based Asset Management
  •  Full-Service Brokerage
  •  Retirement Planning

  • What is A Fee-Based Broker?
    A fee-based broker provides investors with a full range of investment services for a flat fee. These services typically include but are not limited to investment research, execution of trades in various investments, investment advice, and portfolio planning. Fee-based asset managers charge clients a flat fee that is a percentage of assets under management. The fee is typically a sliding scale where the larger the account, the lower the fee.

    Is Fee-Based Asset Management Right For You?
    Like so many other commonly asked questions, the answer is, "it depends." If you seldom buy and sell securities, you would be better served simply paying a fee for each trade.

    On the other hand, if you plan to actively trade and your account is to be transitioned to an active manager, then you would typically be better off in a fee-based arrangement which offers you more predictability and you won’t be hit with large trading costs with each transaction or as the markets move around.

    For example, let’s assume you are going to move your account from one investment manager to another. The new manager will sell most of your current holdings and replace them with stocks that they follow and believe have the most potential for growth. For future years you can expect to half or more of your portfolio to be sold and replaced. The simple question to ask yourself is, “Am I better off paying for each trade based on a matrix where typical costs are 1% to 2% for each trade or 2% to 4% for each sale and repurchase transaction?” The intelligent answer is utilize fee-based asset management with its all encompassing 1% trading fee.

    Why Benefit Consulting Group (BCG)?
    BCG’s independent asset management specialists are highly adept at preserving your capital and protecting you from risk. We understand clearly that your personal, professional and financial lives are inextricably linked. That’s why we provide a wide range of services customized to each of our client’s unique needs including one of the most comprehensive portfolios of insurance, wealth management and risk management products and services to help you achieve your financial goals.

    BCG offers its clients outstanding fee-based asset management options including:
    • TIMS (The Investment Management System)—access to more than 500 no-load mutual funds and quarterly portfolio overview.
    • Use of outside money managers with which we have unique relationships such as Manning & Napier and Johnson Illington Advisors
    BCG has established an enviable reputation for helping our clients build and protect wealth. We’ve achieved this by providing our clients with patient, controlled, and tax-efficient investment strategies. As with any business or personal decision, protecting against the downside is the most important consideration. In essence, not losing money in a downturn becomes the easiest way to grow your portfolio when the markets improve.

    BCG maintains strong relationships with our clients by delivering outstanding results with honesty, integrity and fairness of pricing. Whether your investment portfolio is $50,000 or $50,000,000, you can expect the same, high degree of personalized service and innovative solutions to help you meet your financial goals.
    Securities offered through Cadaret Grant & Co., Inc. Member FINRA/SIPC.
    Oneida Savings, BCG, BHL, WHS, and Cadaret Grant are separate entities.
    Not FDIC insured. No bank guarantee. May lose value.

    Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, the information at this site is intended for individuals residing in states where we are currently registered. We are registered to sell securities in the following states: NY, NJ, FL, GA, MA, VA, OH, PA, CT.


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