At Benefit Consulting Group, we pride ourselves on our unique approach to helping our clients. Because we begin our client relationships by listing to what’s important to them—understanding their business goals and objectives—we are able to assist them in a way they will not typically find with other vendors.

Audit Recovery Programs

Claims Management

Informed Hiring Programs

Injury Intervention

Safety and Risk Management

BCG truly partners with our clients going beyond our core services when necessary to aid in their success. One way we do this is to fully integrate the many services of our affiliated companies Bailey, Haskell & LaLonde (BHL) insurance and Workplace Health Solutions (WHS). As you will see in this section, BHL is a leader in providing comprehensive risk management services.

Combined, our companies offer one of the largest portfolios of business services to support your business strategies. No other benefits consulting company provides the comprehensive range of integrated services that you find at BCG. In addition to industry leading risk management services, BCG clients have access to the following services. This is the Premier Advantage™.

Employee Benefits Human Resources

Detailed Benefit Cost Analysis
Comprehensive Benefit Design
RFP Design and Facilitation
COBRA and HIPAA Compliance
Group Welfare Plans
Voluntary Benefits

Human Resources

Consulting
Turnkey Outsourcing
C-Suite Participation

Qualified Plan Design and Administration

Plan Design and Administration Services
Employee Education and Communication Services
Daily Valuation: TPA Services for Several Investment Platforms
Consulting Services for 401(k) Defined Contribution and Defined Plans
Plan Investment Services

Individual Insurance

Personal Risk Review and Audits
Traditional Insurance: Auto, Homeowners, Packages, Umbrellas
Employer-Sponsored Personal Insurance Programs
VIP Service Process
Integrated Approach to Asset Protection

Commercial Insurance

Traditional Insurance Products
Workers’ Compensation
Captives/Risk Retention Groups
Group Association Programs
Medical Malpractice
Classification Code and Experience Modification Audit Services
Independent Insurance Program

Risk Management Services

Claims Management
Safety Management
Proactive and Practical Ergonomics
Injury Management Systems
Independent Medical Services
Informed Hiring
Out-Sourced Risk Management

Financial Services

Fee-Based Asset Management
Asset Allocation Modeling
Comprehensive Fee-Based Financial Planning
Estate Planning
Executive Compensation Plans
Business Continuation Plans
Life Insurance Audits and Consulting Services

Securities offered through Cadaret Grant & Co., Inc. Member FINRA/SIPC.
Oneida Savings, BCG, BHL, WHS, and Cadaret Grant are separate entities.
Not FDIC insured. No bank guarantee. May lose value.

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