Executive Benefits &
Insurance Management

The insurance marketplace of the last decade has been unique. Lower than expected interest rates and investment returns have made many policy illustrations and their performance difficult to evaluate. At the same time, the marketplace has grown much more competitive in product design, pricing, and underwriting advances. This combination of events has both added confusion and opportunity for policy owners.

This has caused problems for business and professional advisors, as well as the individual and corporate trustees overseeing high level insurance programs. It is fast becoming the norm to evaluate both in-force contracts and companies on a regular basis. At BCG we pride ourselves on having the experience and knowledge needed to perform this type of analysis.

Our professional consultants utilize technical resources, competitive software intelligence, proprietary sales concepts for the advanced underwriting markets, including:

• Business Succession Planning
• Executive Planning
• Estate Planning
• Individual Life and Disability Planning